Risk Analyst

We are supporting an established international FinTech company in hiring a Risk Analyst to strengthen its payment risk management function. The company is a regulated electronic money institution (EMI) providing payment solutions to businesses across various industries and markets.

The successful candidate will focus on transaction monitoring, fraud prevention, chargeback risks and merchant risk assessments. This role is well suited to an analytical professional with a good understanding of the payments industry, strong attention to detail and an interest in further developing their expertise in payment risk management.

What You Will Do

• Monitor and analyse payment transactions to identify suspicious activity, unusual patterns and potential fraud risks.
• Investigate transaction monitoring alerts and support the resolution of suspicious or high-risk cases.
• Assess merchant risk profiles and conduct ongoing monitoring of merchant activity.
• Identify and analyse fraud trends, chargeback patterns and other payment-related risks.
• Support AML/CTF monitoring activities and ensure compliance with internal risk management procedures.
• Review transaction data, document findings and escalate complex cases when necessary.
• Prepare risk reports and contribute to improvements in monitoring processes and risk controls.
• Collaborate with Compliance, AML, Underwriting and Operations teams to investigate and resolve risk-related issues.

What You Bring

• Previous experience in transaction monitoring, fraud prevention, AML/CTF, payment operations or risk analysis, preferably within FinTech, Payments or Acquiring.
• Good understanding of payment processing, transaction flows and merchant-related risks.
• Familiarity with fraud indicators, suspicious transaction patterns and risk assessment principles.
• Understanding of AML/CTF requirements and financial crime prevention practices.
• Strong analytical and problem-solving skills, with the ability to interpret transaction data and identify potential risks.
• Good attention to detail and the ability to document findings clearly and accurately.
• Confidence working with transaction data.
• Professional working proficiency in English.
• Ability to work independently, manage priorities and collaborate effectively with internal teams.

Experience with Visa and Mastercard rules, chargeback processes, merchant acquiring or transaction monitoring systems will be considered an advantage.

Why Join

• Competitive salary of €1,800–2,000 per month, depending on experience and qualifications.
• Modern office in Riga, with free parking and daily lunches.
• Comprehensive health insurance after probation, including dental coverage and sports reimbursement of up to €40.
• Company-funded training, certifications and opportunities to attend international industry events.
• Opportunity to develop expertise in transaction monitoring, fraud prevention and payment risk management.
• Work alongside experienced professionals in an international FinTech and payments environment.
• Two major corporate events per year, additional team-building activities and a collaborative working atmosphere.
• Opportunities for professional growth as the company expands its international operations.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.