Ekaterina Yachmeneva

We are supporting an established FinTech company in hiring an experienced Underwriting Team Lead to further strengthen its merchant underwriting function.

The company is a well-established electronic money institution (EMI) with more than seven years of experience in the market. It provides payment solutions to businesses across a wide range of industries, operates in several countries and has built a sizeable international team.

As part of its continued growth, the company is expanding its Ecommerce Business Operations department and is looking for an experienced underwriting professional to support its development. The successful candidate will lead and develop the underwriting team, take ownership of complex merchant risk assessments and drive improvements in underwriting processes.

This role combines hands-on decision-making, people management and cross-functional collaboration. The Underwriting Team Lead will help ensure that merchant onboarding and risk assessments remain efficient, commercially balanced and fully aligned with regulatory and business requirements.

What You Will Do

• Lead and develop the Underwriting team, including workload distribution, performance management, coaching and supporting recruitment and onboarding.
• Manage the end-to-end merchant underwriting process, from onboarding and due diligence to risk assessment, approval and activation.
• Review complex and high-risk merchant cases and make final underwriting decisions.
• Develop and improve underwriting policies, procedures, risk acceptance criteria and service level agreements (SLAs).
• Ensure compliance with Visa and Mastercard rules, PCI DSS, PSD2 and AML/KYC requirements.
• Collaborate with Compliance, Sales, Legal and Product teams on merchant risk assessments, new business segments and market expansion.
• Support internal and external audits, card scheme reviews and regulatory inspections.
• Act as the main escalation point for underwriting-related matters and support internal teams in resolving complex cases.

What You Bring

• At least 3 years of experience in merchant acquiring underwriting, merchant risk or KYB, including 1–2 years in a team leadership, lead underwriter or senior underwriting role.
• Strong knowledge of Visa and Mastercard rules, risk monitoring programmes and higher-risk merchant categories.
• Good understanding of alternative payment methods and payment industry risk management practices.
• Solid knowledge of PCI DSS, PSD2, AML/KYC requirements and compliance practices in regulated financial institutions.
• Practical experience assessing merchant business models, financial information and transaction risks.
• Experience developing or improving underwriting policies, procedures and operational workflows.
• Ability to lead a team, manage priorities, provide feedback and support professional development.
• Strong analytical skills, attention to detail and the ability to make independent, well-documented decisions.
• Proficiency in Excel, Google Sheets and AML/onboarding systems.
• Professional working proficiency in English.
• Ability to work independently, take initiative and adapt to changing business priorities.

Experience with Tableau, Zoho, Asana or Notion, as well as additional foreign languages, will be considered an advantage.

Why Join

• A full-time position in a growing FinTech company expanding into new markets and industries.
• Competitive salary of €4,000–5,000 gross per month, depending on experience and qualifications.
• Opportunity to lead and develop the underwriting function and influence merchant risk management processes.
• Flexible working arrangements, including hybrid and remote options after the probation period.
• Health insurance after 3 months of employment.
• Annual professional development budget of up to €1,000, with additional training support available depending on individual needs.
• Modern office in Riga.
• Gym membership and regular company and team events.
• Collaborative working environment with a flat organizational structure and direct communication across teams.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.

We are supporting a growing international fintech company in hiring a Payment Routing & Setup  Specialist to support the configuration, monitoring and optimization of payment processing channels.

The company develops API-driven payment solutions for international merchants, connecting multiple payment providers, acquirers and alternative payment methods through a unified payment platform.

We are looking for a payments professional with practical experience in payment operations, payment gateway configuration or technical payment integrations. The ideal candidate understands how payment processing works, is comfortable working with technical settings and transaction data, and is interested in developing deeper expertise in payment routing and optimization.

What You’ll Do

• Set up and maintain payment channels, Merchant IDs (MIDs) and merchant configurations within the payment gateway.
• Configure and update payment routing rules, including cascading and failover between payment providers.
• Support the connection and setup of new payment providers and payment methods.
• Work with API documentation, callbacks, webhooks and transaction statuses during payment integrations.
• Participate in sandbox and production testing to ensure payment channels work correctly before launch.
• Monitor payment performance, including approval rates, declined transactions, processing limits and channel stability.
• Investigate unsuccessful transactions and help identify technical or configuration-related issues.
• Adjust payment routing settings to improve transaction success rates and processing efficiency.
• Maintain documentation of payment channels, configurations and routing rules.
• Work closely with payment providers, developers, Risk, Compliance and Support teams to resolve issues and ensure smooth payment processing.

What We’re Looking For

• At least 2 years of relevant experience in payment operations, payment processing, acquiring, PSPs or payment-related technical integrations.
• Good understanding of payment processing flows, transaction statuses and common reasons for payment declines.
• Familiarity with payment routing, cascading and failover principles.
• Experience working with payment gateways, merchant accounts, payment provider integrations or related payment operations.
• Ability to understand API documentation and basic concepts of webhooks and callbacks.
• Analytical mindset and ability to investigate transaction issues using available data and system tools.
• Strong attention to detail and a structured approach to technical configurations.
• Ability to communicate effectively with internal teams and external payment providers.
• Good command of English, written and spoken.

Would Be an Advantage

• Hands-on experience configuring routing rules or managing MIDs.
• Experience with payment performance analysis and approval rate optimization.
• Familiarity with different acquiring providers, alternative payment methods and international payment processing.
• Experience with sandbox testing, API integrations or payment gateway troubleshooting.

Why Join

• Join a growing international fintech company developing its own payment technology.
• Gain practical experience working with multiple payment providers, acquirers and payment methods.
• Develop your expertise in payment routing, gateway configuration and transaction optimization.
• Take ownership of operational tasks and contribute to improving payment processing performance.
• Work closely with experienced colleagues across technical, payments and business teams.
• Opportunity for professional growth as the company continues to expand.
• Full-time, office-based position in Riga.
• Competitive compensation based on your experience and qualifications.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.

We are supporting a growing technology company in hiring an experienced Senior Full-Stack Developer to take ownership of its software development projects.

The company focuses on e-commerce platforms, payment-related solutions and digital products. As the business continues to grow, it is looking for a highly independent, hands-on developer who can take full responsibility for building new solutions, improving existing systems and delivering projects from concept to production.

We are looking for a Senior Developer ready to take immediate ownership of technical decisions and lead a small development team. This role offers a clear growth path: from Team Lead to CTO, with significant responsibility and influence from day one.

What You Will Do

• Independently design, develop and maintain e-commerce websites, payment-related applications and new digital products.
• Take ownership of the full software development lifecycle, including architecture, coding, testing, deployment and maintenance.
• Develop backend functionality primarily using Python and contribute to frontend development.
• Build and maintain API integrations with payment providers and third-party platforms.
• Review, understand and improve existing codebases, ensuring code quality, reliability and scalability.
• Develop and enhance analytical tools, including integrating existing AI APIs into business applications.
• Troubleshoot technical issues and independently implement effective solutions.
• Collaborate with other developers on technical architecture and project priorities.
• Maintain technical documentation and manage development tasks using Jira and Confluence.

What You Bring

• Solid professional experience as a Full-Stack Developer or Senior Software Developer, with the ability to work independently.
• Strong hands-on Python development experience.
• Proven experience in e-commerce or fintech, including practical experience with payment solutions and integrations.
• Strong understanding of API development, system architecture and third-party integrations.
• Experience with WordPress development and customization.
• Ability to independently deliver complete technical solutions, from architecture and implementation to production.
• Practical experience integrating third-party AI APIs into applications.
• Strong analytical and problem-solving skills.
• Ability to work effectively in a small team while taking full ownership of assigned projects.
• Experience building analytical tools and workflow automation.

Why Join

• A full-time, office-based position in a growing technology company, with an office in the centre of Riga.
• Significant technical independence and ownership of development projects.
• Health insurance after the probation period.
• Competitive compensation, initially estimated at €4,500 gross per month, with flexibility for candidates with relevant expertise.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.

We’re supporting an established international fintech company in hiring an experienced Key Account Manager to join its growing team in Riga.

The company provides payment and acquiring solutions to international merchants across various industries. As its merchant portfolio continues to expand, the team is looking for a professional who can independently manage B2B client relationships, coordinate merchant onboarding and provide ongoing support throughout the merchant lifecycle.

You’ll join an experienced account management team and work closely with Compliance, AML, Technical and Operations teams to ensure smooth onboarding, successful integrations and long-term merchant relationships.

This opportunity is suited to an experienced payments professional who understands corporate documentation, is comfortable working across different jurisdictions and enjoys taking ownership of their merchant portfolio.

What you’ll be doing

• Manage an assigned portfolio of international B2B merchants, building and maintaining strong, long-term relationships.
• Coordinate the full merchant lifecycle, from onboarding and integration to ongoing account management.
• Collect, review and prepare corporate documentation for merchant onboarding and periodic reviews.
• Understand merchants’ business models, ownership structures and operating jurisdictions, and communicate relevant information to internal Compliance and AML teams.
• Coordinate with internal departments to resolve merchant requests, address operational issues and ensure a smooth client experience.
• Maintain accurate and up-to-date merchant records in CRM and internal systems.
• Proactively identify merchant needs and opportunities to develop existing client relationships.
• Take ownership of portfolio performance and contribute to the company’s continued growth.

What we’re looking for

• At least 2 years of relevant experience in the payments industry, preferably in merchant onboarding, account management or acquiring.
• Proven experience managing international B2B clients.
• Practical knowledge of corporate documentation, company ownership structures and requirements across different jurisdictions.
• Understanding of merchant onboarding, KYC/KYB procedures and ongoing merchant management.
• Experience working with CRM systems and coordinating processes across multiple internal teams.
• Strong communication, negotiation and relationship-management skills.
• Ability to work independently, manage competing priorities and take ownership of your portfolio.
• Fluent English, both written and spoken.

Why you’ll love it here

• Competitive compensation: €2,000 net/month plus quarterly performance bonuses linked to portfolio results.
• Office-based during probation, followed by up to 52 remote working days per year, subject to agreement with your manager.
• Modern office in Riga, with free parking, daily lunches and a massage chair.
• Comprehensive health insurance, including dental coverage and sports reimbursement of up to €40.
• Company-funded training, certifications and opportunities to attend international industry events, including SiGMA and ICE.
• Work alongside established account managers in an international payments environment.
• Two major corporate events per year, additional team-building activities and a collaborative working atmosphere.
• Opportunities to grow professionally as the company expands its international merchant portfolio.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.

We’re hiring for a fast-growing international fintech company providing modern payment and acquiring solutions to businesses across Europe.

As the Compliance team continues to expand, we’re looking for an AML Specialist to focus on either Merchant Onboarding or Ongoing Monitoring, depending on the candidate’s experience and expertise. This role offers the opportunity to work with corporate clients and develop deeper expertise in AML and regulatory compliance within the payments industry.

We are primarily looking for a mid-level professional but are also open to motivated junior candidates with relevant experience and a strong willingness to learn.

What You’ll Do

• Conduct AML/KYC and KYB checks on corporate clients, reviewing company structures, beneficial ownership, corporate documentation and business activities.
• Assess merchant risk profiles, identify potential red flags and ensure compliance with internal AML policies and applicable regulatory requirements.
• Review merchant websites, business models and supporting documentation, including compliance with relevant Visa and Mastercard requirements.
• Perform background research using internal systems, public registers and OSINT sources.
• Depending on your area of responsibility, conduct enhanced due diligence during merchant onboarding or perform ongoing monitoring and periodic reviews of existing merchants.
• Investigate inconsistencies, document findings and escalate higher-risk or suspicious cases to senior Compliance colleagues.
• Work closely with Account Management, Risk and other internal teams to support compliant merchant relationships.
• Maintain accurate records and contribute to the continuous improvement of AML processes and procedures.

What You’ll Bring

• 2+ years of experience in AML/KYC, Compliance or a related function, preferably within a fintech, payment service provider or acquiring company.
• Practical experience working with corporate clients, including reviewing legal entity documentation, ownership structures and beneficial owners.
• Good understanding of AML/KYC requirements, customer due diligence and risk-based approaches.
• Experience in merchant onboarding, enhanced due diligence or ongoing monitoring.
• Strong analytical and research skills, attention to detail and the ability to identify potential compliance risks.
• Fluency in English, both written and spoken.
• Ability to work independently, manage priorities and communicate effectively with colleagues across different departments.

Why Join

• Competitive salary: up to €2,000 net/month, depending on experience.
• Hybrid work model with 52 remote working days per year after probation.
• Modern, spacious office in Riga.
• Complimentary lunches and free parking.
• Comprehensive health insurance, including dental care and sports reimbursement.
• Company-funded professional training and opportunities to attend international conferences, including SiGMA and ICE.
• Two major corporate events per year and regular team-building activities.
• Supportive, professional team with opportunities for career growth and development.

Interested? Let’s talk. Reach out and we’ll share more about the company, the setup, and next steps.